🏦 Indian Overseas Bank LBO Recruitment 2026-27
Indian Overseas Bank (IOB) has released the official notification for recruitment to the post of Local Bank Officer (LBO) in JMGS-I for the financial year 2026-27. As per the notification, a total of 250 vacancies are available in four states. The recruitment advertisement is dated 07 August 2026.
The online application process will start from 08 August 2026 and eligible candidates can submit their applications up to 24 August 2026. Applications will be accepted through online mode only. 1
This recruitment can be useful for graduates looking for officer-level opportunities in the banking sector. Candidates should carefully check the state-wise vacancy, required local language, age limit, educational qualification and other conditions before submitting the application.
📌 IOB LBO Recruitment 2026 Highlights
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank |
| Post | Local Bank Officer (LBO) |
| Grade | JMGS-I |
| Total Vacancies | 250 |
| Notification Date | 07 August 2026 |
| Online Application Start | 08 August 2026 |
| Last Date | 24 August 2026 |
| Mode of Application | Online |
| Official Website | iob.bank.in |
According to the official advertisement, the selected candidates will be posted in the state for which they have applied. Candidates are allowed to apply for the vacancy of one state only. 2 3
📊 IOB LBO Vacancy 2026 State Wise
| State | Local Language | Total Vacancy | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
The notification lists 100 vacancies for Tamil Nadu, 50 for Karnataka, 50 for Maharashtra and 50 for Gujarat. The corresponding mandatory local languages are Tamil, Kannada, Marathi and Gujarati respectively. 4
Important: The number of vacancies and reserved vacancies is provisional and may change according to the actual requirements of the Bank. 5
🎓 Educational Qualification
For the Local Bank Officer post, the candidate should have a Degree/Graduation in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
The candidate must possess a valid mark sheet or degree certificate confirming that he or she is a graduate on the date of registration. The percentage of marks obtained in graduation is also required to be entered in the online application form. 6
🎂 Age Limit
The age and educational qualification cut-off date mentioned in the notification is 01 August 2026.
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- Date of Birth Range: 02 August 1996 to 01 August 2006, both dates inclusive.
The prescribed upper-age relaxation includes 5 years for SC/ST candidates, 3 years for OBC candidates belonging to the Non-Creamy Layer, 10 years for Persons with Benchmark Disabilities, 5 years for persons affected by 1984 riots and 5 years for eligible ex-servicemen/commissioned officers as specified in the notification. 7
🗣️ Local Language Requirement
Local language proficiency is an important condition for this recruitment. Candidates should be able to read, write and speak the specified local language of the state for which they are applying.
If a shortlisted candidate has not studied the required local language in Class 10 or Class 12, he or she will have to appear in a Local Language Proficiency Test (LPT) before the Personal Interview. A candidate who fails the LPT will not be considered for further selection. 8
Candidates who can provide a Class 10 or Class 12 marksheet/certificate showing that they studied the specified local language as a subject will not be required to take the LPT. 9
💰 Salary, Pay Scale & Other Benefits
The post is in JMGS-I / Scale-I. The notification gives the Scale-I basic pay as:
Dearness Allowance (DA), House Rent Allowance (HRA), CCA and other applicable allowances/perquisites will be provided according to the rules in force from time to time. 10
The selected candidates will remain on probation for 2 years of active service from the date of joining. A Financial Service Indemnity Bond of ₹2,00,000 is also required for rendering a minimum service period of three years. 11
📍 Posting & State Selection
One of the key points of this recruitment is that candidates must select only one state. A candidate applying for one state's vacancy cannot apply for another state's vacancy.
The merit list will be prepared state-wise and category-wise. Selected candidates will be posted within the state selected by them for the first 12 years of service or until promotion to SMGS-IV Grade, whichever is earlier. 12
📝 Selection Process
The selection process consists of the following stages:
- Online Examination
- Language Proficiency Test (LPT), wherever applicable
- Personal Interview
Candidates qualifying in the online examination are considered for LPT wherever applicable, followed by Personal Interview. Merely satisfying the eligibility conditions does not guarantee a call for any stage of selection. 13
📚 IOB LBO Exam Pattern 2026
| Section | Questions | Marks | Time | Medium |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes | English & Hindi |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes | English & Hindi |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes | English & Hindi |
| English Knowledge | 40 | 40 | 30 Minutes | English |
| Total | 140 | 200 | 3 Hours | — |
The online examination consists of 140 objective-type questions carrying a total of 200 marks. There is a penalty for wrong answers: one-fourth (0.25) of the marks assigned to the question is deducted for an incorrect answer, while there is no penalty for an unattended question. 14
There are no sectional qualifying marks. The minimum aggregate qualifying marks in the online examination are 30% for reserved candidates and 35% for unreserved candidates. 15
🎤 Personal Interview & Final Merit
The Personal Interview will carry 100 marks. The minimum qualifying marks in the interview are 45% for reserved candidates and 50% for unreserved candidates.
For final selection, the Online Examination and Personal Interview will have a weightage ratio of 80:20. The final merit list will be prepared state-wise and category-wise based on the combined performance. 16
💳 Application Fee
| Category | Fee / Charges |
|---|---|
| SC / ST / PwBD | ₹175/- including GST |
| GEN / EWS / OBC | ₹850/- including GST |
The application fee/intimation charges are non-refundable. The notification states that once the application is made, it cannot be withdrawn and the amount paid will not be refunded or adjusted against another recruitment process. 17
📅 Important Dates
- Notification Date: 07 August 2026
- Online Registration Starts: 08 August 2026
- Application Fee Payment Starts: 08 August 2026
- Last Date for Online Registration: 24 August 2026
- Last Date for Fee/Intimation Charges: 24 August 2026
Both online registration and payment of application fee/intimation charges are scheduled from 08 August 2026 to 24 August 2026. 18
📢 Latest Job Updates
📄 Required Documents
Candidates should keep the required documents ready before applying. The notification specifically requires candidates to produce original documents along with self-attested photocopies at the Personal Interview, wherever applicable.
- Personal Interview Call Letter
- System-generated online application form
- Proof of Date of Birth
- Class 10 / Class 12 certificate showing local language, where applicable
- Photo Identity Proof such as Aadhaar, Passport, PAN Card, Driving Licence or Voter Card
- Educational qualification certificates and mark sheets
- Experience certificates, appointment/relieving letters and salary slips, wherever applicable
- SC/ST/OBC/EWS category certificate, wherever applicable
- OBC Non-Creamy Layer certificate, wherever applicable
- EWS Income and Asset Certificate, wherever applicable
- PwBD/Disability Certificate, wherever applicable
- No Objection Certificate (NOC) for eligible candidates working in Government/Quasi-Government/PSU organisations
- Any other document required to establish eligibility
The Bank states that failure to produce the required eligibility documents at the Personal Interview can lead to the candidate being debarred from further participation. 19
Note: Use the official IOB Careers page for the live application link and latest recruitment notices. The Bank's official Careers page is the designated source for recruitment updates.
📝 How to Apply for IOB LBO Recruitment 2026
- Visit the official Indian Overseas Bank website and open the Careers section.
- Locate the recruitment notification titled Recruitment of Local Bank Officers – 2026-27.
- Read the complete advertisement and verify your eligibility.
- Select only one state for which you fulfil the eligibility and local-language requirements.
- Complete the online registration process.
- Enter your personal, educational and other required details carefully.
- Upload the photograph and signature according to the prescribed specifications.
- Upload the left thumb impression and handwritten declaration as required.
- Check all details before completing registration.
- Pay the applicable application fee/intimation charges through the permitted online payment modes.
- After successful submission, save the registration number and password.
- Download/print the submitted application form and payment receipt for future reference.
The notification advises candidates to use a valid personal email ID throughout the recruitment process. After successful registration, the registration number and password are sent through email/SMS and should be preserved for future use. 20
📸 Photo, Signature & Document Upload
Candidates should pay special attention while uploading images because incorrectly sized, unclear or smudged uploads can create problems during registration.
- Photograph: Preferred dimensions 200 × 230 pixels and file size between 20 KB and 50 KB.
- Signature: Preferred dimensions 140 × 60 pixels and file size between 10 KB and 20 KB.
- Left Thumb Impression: JPG/JPEG format, preferred 240 × 240 pixels and file size between 20 KB and 50 KB.
- Handwritten Declaration: JPG/JPEG format, preferred 800 × 400 pixels and file size between 50 KB and 100 KB.
The handwritten declaration must be written by the candidate in English using black ink on white paper, and the notification specifically states that it should not be written in capital letters. 21
⚠️ Important Instructions for Candidates
- Apply online only; no other application mode will be accepted.
- Apply for one state only.
- Verify the local language requirement before selecting the state.
- Make sure the name and other details match your certificates.
- Keep your personal email ID active during the complete recruitment process.
- Save the registration number and password.
- Keep a printout of the submitted application form.
- Keep the payment receipt safely.
- Do not upload unclear or incorrect documents.
- Read the detailed notification before submitting the application.
Incomplete applications or applications without the required supporting documents may be rejected. The Bank also reserves the right to cancel candidature where eligibility requirements are not met or incorrect/false information is furnished. 22
❓ Frequently Asked Questions – IOB LBO Recruitment 2026
1. How many vacancies are available in IOB LBO Recruitment 2026?
A total of 250 Local Bank Officer vacancies are announced for 2026-27.
2. What is the last date to apply for IOB LBO Recruitment 2026?
The last date for online registration and payment of application fee/intimation charges is 24 August 2026.
3. What is the educational qualification for IOB LBO?
Candidates should possess a Degree/Graduation in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
4. What is the age limit for IOB Local Bank Officer?
The prescribed age limit is 20 to 30 years as on 01 August 2026, subject to applicable relaxation for eligible categories.
5. Can a candidate apply for more than one state?
No. A candidate can apply for the vacancy of one state only. A candidate applying for one state will not be eligible to apply for another state's vacancy.
6. Which local languages are required?
The mandatory languages are Tamil for Tamil Nadu, Kannada for Karnataka, Marathi for Maharashtra and Gujarati for Gujarat.
7. Is there a Local Language Proficiency Test?
Yes, where applicable. Candidates who have not studied the specified local language in Class 10 or Class 12 may have to qualify in the LPT before the Personal Interview.
8. What is the application fee?
The fee/intimation charge is ₹175 for SC/ST/PwBD candidates and ₹850 for GEN/EWS/OBC candidates, including GST.
9. What is the selection process?
The selection process comprises Online Examination followed by LPT wherever applicable and Personal Interview.
10. What is the weightage of the Online Exam and Interview?
The final selection gives an 80:20 weightage to the Online Examination and Personal Interview respectively.
11. What is the basic pay for the post?
The notification specifies the Scale-I basic pay starting at ₹48,480 and extending to ₹85,920 according to the prescribed increments, apart from applicable allowances and benefits.
✅ IOB LBO Recruitment 2026 – Final Words
Indian Overseas Bank Local Bank Officer Recruitment 2026-27 provides an opportunity for eligible graduates to apply for an officer-level banking position. The recruitment notification contains 250 vacancies across Tamil Nadu, Karnataka, Maharashtra and Gujarat.
Before applying, candidates should carefully compare their qualification, age, category, local-language proficiency and other eligibility requirements with the official notification. Since the candidate can select only one state, the state choice should be made carefully after considering the applicable language requirement.
The application window is scheduled from 08 August 2026 to 24 August 2026. Candidates should avoid waiting until the final day and should complete the registration, document uploads and fee payment well before the closing date.
For any subsequent change, corrigendum, examination schedule, call letter, result or other recruitment-related communication, candidates should regularly check the authorised IOB website. The Bank states that further announcements regarding the recruitment will be published through its authorised website. 23
⚠️ Disclaimer
Disclaimer: This article has been prepared for informational and educational purposes based on the Indian Overseas Bank Local Bank Officer Recruitment 2026-27 advertisement dated 07 August 2026. While every effort has been made to present the information accurately, candidates should not rely solely on this article for their application or eligibility decision.
The official recruitment notification and subsequent updates issued by Indian Overseas Bank shall be treated as final and authoritative. Vacancy numbers, dates, eligibility conditions, examination details, selection procedure or other terms may be modified by the Bank through official notices.
Candidates are strongly advised to read the complete official advertisement and verify all details from the official IOB website before applying. The blog/website shall not be responsible for any loss, rejection, disqualification or other consequence arising from reliance on the information provided in this article.
Official Source: Indian Overseas Bank – Careers Section
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